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Home refinancing could be the option you need to make your mortgage more manageable, but refinancing isn’t for everyone. If you aren’t sure whether it’s the right move for you, contact Lisa Johnson. She would be happy to help you understand the benefits.
What should I know before refinancing?
Refinancing is the process of getting a new mortgage to replace your current one. This allows borrowers to obtain a better interest rate or payment terms. First, the existing mortgage is paid off. Next, the refinanced mortgage is funded. This could be a wonderful choice for those with a great credit history to convert that variable rate into a fixed and lower-interest rate. However, if your credit is not where it should be, refinancing could be a risky decision.
How can I tell if refinancing is right for me?
Everyone’s financial situation is a little bit different. As a result, we encourage each of our clients to meet with us to discuss their specific situation. We examine the current status of your finances and then talk about the best way to move forward with you.
Make your mortgage decisions with confidence by choosing the team at The Mortgage Centre. We look forward to working with you.